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INSURANCE INFORMATION

General Policy

We want our patients to be able to comfortably afford dental care. Prior to the commencement of treatment, fees and financial arrangements will be discussed with you. These arrangements can be coordinated with any dental insurance benefits.

For your convenience, we accept payment by VISA, MasterCard, Discovery and American Express. If you carry dental insurance, we will accept assignment of benefits. We accept all traditional insurances directly to minimize out of pocket expenses for our patients. Union Plans are also accepted.

If you have insurance we will be glad to gather all the information for you and to explain what your insurance will cover. Most insurance will pay 100% of the cost for evaluating your dental health which includes x-rays, exams and cleaning. Our office staff will gladly file your insurance and inform you of the status of your benefits. Most people find reading their manual confusing; the following are definitions for commonly used terminology:

• Deductibles — This is the portion that you are responsible to pay from your first filed claim. Most commonly this doesn't always apply for preventive service, which include exam, x-rays and cleanings (sometimes sealant and fluoride for children under 14 years of age).
• Maximum — This is the amount that your insurance will pay each year. In some cases your plan may start and end another month other than January, to December.
• Preventive or Class I Procedure — This pertains to exam X-rays and cleaning, usually any treatment that helps prevent decay or gum disease.
• Restorative or Class II Procedure — This refers to Fillings, root canals, periodontal treatment and extractions (in some cases single crown).
• Major or Class III Procedure — This pertains to crowns, bridge and denture. Some insurances cover implants.

Please feel free to call our office at (732) 607-0909 for more information.